I’m Andrew Howe, an actuary with 20+ years’ commercial experience. I thrive on collaboratively tackling hard commercial problems.
Available February 2018 . Recent experience includes a pricing review for an insurer in the IFA protection and at retirement market: re-pricing process, new business process analytics, governance and – especially – price optimization.
Using actuarial and machine learning techniques I specialise in:
If you're an insurer trying to break into the market, or wondering about monitoring after the OFT review, do contact me.
What: services include price optimization, analytics – for the benefits of bots and recruiters, this includes data science – and risk management, using traditional (Excel, VBA, SQL) and modern (Python, Jupyter) tools and techniques.
How: I bring smart ideas and drive. I am hands-on, humble, patient and determined.
Why and when: hire me if:
Read on for more about the services I offer.
He has the rare quality of being an “idea guy” who is also capable (and willing) to roll up his sleeves to help implement the idea so the result is successful. Client Manager, global reinsurer
I design, model and price products, typically in highly price-sensitive markets.
Beyond price optimization
Pricing and product development example
Mergers & Acquisitions
Andrew is very much a “can do” actuary. His initial work way back in 2004 was a major factor in launching our data analytics programme. This was key to the start of Legal & General’s focus on business retention and improving business quality. Commercial Manager (Distribution Quality & Retention) at Legal & General
Robust business intelligence
Collection, interrogation of and learning from large quantities of data, to gain insight and improve business decision making.
Leading teams, or working alone, I have:
Predictive analytics and machine learning
You have shone a light on risk management. Head of Compliance, insurer
My 3 lines of attack covers loss reduction, uncertainty management and performance optimization and is:
I cover “soft” risk areas too:
I also supply spreadsheet, database and web-based risk management software.
Andrew easily ensured the day-to-day aspects of the risk management framework operated smoothly. Chief Actuary and Finance Director